Boscov's credit cards are a popular way to save money on purchases made at the department store chain. The cards offer a variety of benefits, including rewards points, discounts, and special financing. There are two types of Boscov's credit cards: the Boscov's Rewards Card and the Boscov's Premier Rewards Card. The Rewards Card earns 1 point for every dollar spent, while the Premier Rewards Card earns 2 points for every dollar spent. Points can be redeemed for rewards such as merchandise, gift cards, and travel.
In addition to rewards points, Boscov's credit cards also offer a number of other benefits. Cardholders receive discounts on purchases made at Boscov's stores, as well as special financing on major purchases. The cards also come with fraud protection and purchase protection. Boscov's credit cards are a valuable tool for shoppers who frequently make purchases at the department store chain.
Boscov's was founded in 1952 by Solomon Boscov. The company is headquartered in Reading, Pennsylvania, and operates over 50 stores in the eastern United States. Boscov's is known for its wide selection of merchandise, including clothing, home goods, and electronics. The company also offers a variety of services, such as gift registry, personal shopping, and alterations.
Boscov's Credit Cards
Boscov's credit cards offer a range of benefits to cardholders, including rewards points, discounts, and special financing. Here are seven key aspects of Boscov's credit cards:
- Rewards points
- Discounts
- Special financing
- Fraud protection
- Purchase protection
- Wide acceptance
- Customer service
Boscov's credit cards are a valuable tool for shoppers who frequently make purchases at the department store chain. The cards offer a variety of benefits that can save shoppers money and make their shopping experience more convenient. For example, the rewards points can be redeemed for merchandise, gift cards, and travel. The discounts can be used to save money on purchases made at Boscov's stores. And the special financing can be used to finance major purchases over time. Boscov's credit cards also come with fraud protection and purchase protection, which can give cardholders peace of mind when they are shopping. Overall, Boscov's credit cards are a great way to save money and make shopping more convenient.
1. Rewards points
Boscov's credit cards offer rewards points as a way to incentivize customers to make purchases and build loyalty. Rewards points can be earned on every purchase made with a Boscov's credit card, and they can be redeemed for a variety of rewards, including merchandise, gift cards, and travel. The number of rewards points earned per purchase varies depending on the type of Boscov's credit card and the purchase amount.
- Earning rewards points
Boscov's credit cardholders earn rewards points on every purchase made with their card. The number of rewards points earned per purchase varies depending on the type of Boscov's credit card and the purchase amount. For example, the Boscov's Rewards Card earns 1 point for every dollar spent, while the Boscov's Premier Rewards Card earns 2 points for every dollar spent.
- Redeeming rewards points
Rewards points can be redeemed for a variety of rewards, including merchandise, gift cards, and travel. Rewards points can be redeemed online, in-store, or by phone. To redeem rewards points, cardholders can visit the Boscov's website or call the customer service number.
- Benefits of rewards points
There are many benefits to earning and redeeming rewards points with Boscov's credit cards. Rewards points can be used to save money on future purchases, get free merchandise, or even travel for free. Rewards points are a great way to maximize the value of your purchases and get rewarded for your loyalty.
- Maximizing rewards points
There are a few things you can do to maximize the number of rewards points you earn with your Boscov's credit card. First, make sure to use your card for all of your purchases, both big and small. Second, take advantage of special promotions and bonus offers that can help you earn more points. Finally, consider getting a Boscov's Premier Rewards Card, which earns 2 points for every dollar spent.
Rewards points are a valuable benefit of Boscov's credit cards. By earning and redeeming rewards points, you can save money on your purchases and get rewarded for your loyalty. To maximize the value of your rewards points, make sure to use your card for all of your purchases, take advantage of special promotions, and consider getting a Boscov's Premier Rewards Card.
2. Discounts
Discounts are an important component of Boscov's credit cards. Cardholders can receive discounts on purchases made at Boscov's stores, as well as on online purchases made through the Boscov's website. Discounts vary depending on the type of Boscov's credit card and the purchase amount. For example, the Boscov's Rewards Card offers a 10% discount on all purchases made at Boscov's stores, while the Boscov's Premier Rewards Card offers a 15% discount on all purchases made at Boscov's stores. Discounts are applied automatically at checkout when a Boscov's credit card is used.
Discounts are a valuable benefit of Boscov's credit cards. Cardholders can save money on every purchase they make at Boscov's stores. Discounts can also be used to save money on online purchases made through the Boscov's website. To maximize the value of your Boscov's credit card, be sure to use your card for all of your purchases, both big and small.
Here are some examples of how Boscov's credit card discounts can be used to save money:
- A customer can use their Boscov's Rewards Card to save 10% on a $100 purchase at a Boscov's store. This would save the customer $10.
- A customer can use their Boscov's Premier Rewards Card to save 15% on a $200 purchase made online through the Boscov's website. This would save the customer $30.
3. Special financing
Special financing is a type of financing that offers lower interest rates or other benefits to borrowers who meet certain criteria. Boscov's credit cards offer special financing on major purchases, such as furniture, appliances, and electronics. This can be a great way to save money on big-ticket items and make them more affordable.
- 0% introductory APR
One of the most common types of special financing offered by Boscov's credit cards is 0% introductory APR. This means that you will not pay any interest on your purchases for a certain period of time, typically 6 to 12 months. This can be a great way to save money on interest charges, especially if you plan to pay off your purchase within the introductory period.
- Low fixed APR
Another type of special financing offered by Boscov's credit cards is a low fixed APR. This means that you will pay a fixed interest rate on your purchases, regardless of your credit score. This can be a good option if you have a lower credit score and would not qualify for a 0% introductory APR.
- Extended repayment terms
Boscov's credit cards also offer extended repayment terms on major purchases. This means that you can spread out your payments over a longer period of time, making them more affordable. This can be a good option if you need to budget for a large purchase and do not want to pay it off all at once.
- Deferred interest
Some Boscov's credit cards offer deferred interest on major purchases. This means that you will not have to pay any interest on your purchases until after a certain period of time, typically 6 to 12 months. This can be a good option if you need to make a large purchase but do not want to start paying interest right away.
Special financing can be a great way to save money on big-ticket purchases and make them more affordable. If you are considering making a major purchase, be sure to compare the special financing offers from different Boscov's credit cards to find the best deal.
4. Fraud protection
Fraud protection is a critical component of any credit card, and Boscov's credit cards are no exception. Fraudulent activity can take many forms, such as unauthorized purchases, identity theft, and account takeover. Boscov's credit cards offer a number of fraud protection features to help protect cardholders from these threats.
- Zero Liability Protection
Zero Liability Protection is a fraud protection feature that protects cardholders from unauthorized purchases made with their credit card. If a fraudulent purchase is made on your Boscov's credit card, you will not be held liable for the charges. This protection is automatic and does not require you to take any action.
- Fraud Monitoring
Boscov's credit cards are monitored for suspicious activity 24/7. If suspicious activity is detected, Boscov's will contact you to verify the transaction. This helps to prevent unauthorized purchases from being made on your card.
- Chip Technology
Boscov's credit cards are equipped with chip technology, which makes them more difficult to counterfeit. Chip technology is a security feature that uses a small computer chip embedded in the card to store and protect your card information. When you use your Boscov's credit card at a chip-enabled terminal, your card information is encrypted and transmitted securely, making it more difficult for fraudsters to steal your information.
- Address Verification System (AVS)
The Address Verification System (AVS) is a fraud protection feature that helps to prevent unauthorized online purchases. When you make an online purchase with your Boscov's credit card, the AVS compares the billing address you provide with the address on file with Boscov's. If the addresses do not match, the transaction may be flagged as fraudulent and declined.
These are just a few of the fraud protection features that Boscov's credit cards offer. By using these features, Boscov's helps to protect its cardholders from fraud and identity theft.
5. Purchase protection
Purchase protection is a type of insurance that protects consumers from financial loss if a product they purchase is damaged, lost, or stolen. Boscov's credit cards offer purchase protection as a valuable benefit to cardholders. When you use your Boscov's credit card to make a purchase, you are automatically covered by purchase protection for 90 days from the date of purchase.
Purchase protection can provide peace of mind knowing that you are protected from financial loss if something happens to your purchase. For example, if you buy a new TV with your Boscov's credit card and it is damaged in a power surge, you can file a claim with Boscov's and they will reimburse you for the cost of the TV. Purchase protection can also cover you if your purchase is lost or stolen. For example, if you buy a new laptop with your Boscov's credit card and it is stolen from your car, you can file a claim with Boscov's and they will reimburse you for the cost of the laptop.
Purchase protection is a valuable benefit of Boscov's credit cards. It provides peace of mind knowing that you are protected from financial loss if something happens to your purchase. If you are considering getting a new credit card, be sure to look for one that offers purchase protection.
6. Wide acceptance
Wide acceptance refers to the number of places where a credit card can be used to make purchases. Boscov's credit cards are widely accepted at millions of locations across the United States, including department stores, grocery stores, gas stations, and online retailers. This makes Boscov's credit cards a convenient and versatile payment option for everyday purchases.
- Retail stores
Boscov's credit cards are accepted at all Boscov's department stores, as well as at many other major retailers, such as Macy's, JCPenney, and Kohl's. This makes Boscov's credit cards a convenient way to shop for clothing, home goods, and other merchandise.
- Grocery stores
Boscov's credit cards are accepted at most major grocery stores, such as Kroger, Safeway, and Walmart. This makes Boscov's credit cards a convenient way to buy groceries and other household essentials.
- Gas stations
Boscov's credit cards are accepted at most major gas stations, such as Shell, Exxon, and Chevron. This makes Boscov's credit cards a convenient way to pay for gas and other automotive expenses.
- Online retailers
Boscov's credit cards are accepted at millions of online retailers, such as Amazon, eBay, and Walmart.com. This makes Boscov's credit cards a convenient way to shop for a wide variety of products and services online.
The wide acceptance of Boscov's credit cards makes them a valuable payment option for consumers. With Boscov's credit cards, consumers can make purchases at a variety of retail stores, grocery stores, gas stations, and online retailers. This makes Boscov's credit cards a convenient and versatile payment option for everyday purchases.
7. Customer service
Customer service is an essential component of any business, and Boscov's credit cards are no exception. Boscov's is committed to providing excellent customer service to its cardholders, and offers a number of ways to get help and support.
- Online customer service
Boscov's offers a comprehensive online customer service portal where cardholders can manage their accounts, view statements, make payments, and get help with a variety of issues. The portal is available 24/7, so cardholders can get help whenever they need it.
- Phone customer service
Boscov's also offers phone customer service, so cardholders can speak to a live representative if they need help with anything. The phone lines are open Monday through Friday from 8am to 11pm EST, and Saturday and Sunday from 9am to 9pm EST.
- In-store customer service
Boscov's also offers in-store customer service at all of its retail locations. Cardholders can visit their local Boscov's store to get help with their accounts, make payments, or get answers to their questions.
- Social media customer service
Boscov's also offers customer service on social media. Cardholders can reach out to Boscov's on Twitter or Facebook with questions or concerns. Boscov's social media team is available to help Monday through Friday from 9am to 5pm EST.
Boscov's is committed to providing excellent customer service to its cardholders. With a variety of ways to get help and support, Boscov's makes it easy for cardholders to get the assistance they need, when they need it.
Boscov's Credit Card FAQs
This section provides answers to frequently asked questions (FAQs) about Boscov's credit cards. These FAQs are intended to provide a comprehensive overview of the key features and benefits of Boscov's credit cards, as well as information on how to apply for and use a Boscov's credit card.
Question 1: What are the benefits of having a Boscov's credit card?Boscov's credit cards offer a number of benefits, including rewards points, discounts, special financing, fraud protection, purchase protection, wide acceptance, and excellent customer service.
Question 2: How do I apply for a Boscov's credit card?You can apply for a Boscov's credit card online, by phone, or in-store at any Boscov's location. To apply online, visit the Boscov's website and click on the "Credit Card" link. To apply by phone, call 1-800-267-2672. To apply in-store, visit your local Boscov's store and ask for a credit card application.
Question 3: What are the eligibility requirements for a Boscov's credit card?To be eligible for a Boscov's credit card, you must be at least 18 years old and have a valid Social Security number. You must also have a good credit history and meet Boscov's income requirements.
Question 4: How do I use my Boscov's credit card?You can use your Boscov's credit card to make purchases anywhere Visa or Mastercard is accepted. You can also use your Boscov's credit card to get cash advances at ATMs.
Question 5: How do I pay my Boscov's credit card bill?You can pay your Boscov's credit card bill online, by phone, or by mail. To pay online, visit the Boscov's website and click on the "Credit Card" link. To pay by phone, call 1-800-267-2672. To pay by mail, send your payment to the address on your billing statement.
Question 6: What should I do if I lose my Boscov's credit card?If you lose your Boscov's credit card, you should report it lost or stolen immediately. You can report your card lost or stolen online, by phone, or by mail. To report your card lost or stolen online, visit the Boscov's website and click on the "Credit Card" link. To report your card lost or stolen by phone, call 1-800-267-2672. To report your card lost or stolen by mail, send a letter to the address on your billing statement.
These are just a few of the most frequently asked questions about Boscov's credit cards. For more information, please visit the Boscov's website or call customer service at 1-800-267-2672.
Boscov's credit cards offer a number of benefits and features that can make them a valuable addition to your wallet. If you are looking for a new credit card, be sure to consider Boscov's credit cards.
Boscov's Credit Card Tips
Boscov's credit cards offer a number of benefits and features that can help you save money and earn rewards. Here are 7 tips for getting the most out of your Boscov's credit card:
Tip 1: Use your card for all of your purchasesOne of the best ways to maximize the benefits of your Boscov's credit card is to use it for all of your purchases, big and small. This will help you earn rewards points faster and qualify for special financing offers.
Tip 2: Take advantage of special financing offersBoscov's credit cards offer a variety of special financing offers, such as 0% introductory APR and low fixed APR. These offers can help you save money on big purchases, such as furniture, appliances, and electronics.
Tip 3: Redeem your rewards points wiselyYou can redeem your Boscov's rewards points for a variety of rewards, such as merchandise, gift cards, and travel. To get the most value for your points, redeem them for rewards that you can use right away, such as gift cards or merchandise.
Tip 4: Use your card to get discountsBoscov's credit cardholders can get discounts on purchases made at Boscov's stores and online. Discounts vary depending on the type of Boscov's credit card you have, but you can typically save 10-15% on your purchases.
Tip 5: Take advantage of purchase protectionBoscov's credit cards offer purchase protection, which can help you get reimbursed for lost, stolen, or damaged items. This protection is valuable for big purchases, such as electronics and jewelry.
Tip 6: Sign up for autopaySigning up for autopay can help you avoid late payments and save money on interest charges. When you sign up for autopay, your monthly credit card bill will be automatically paid from your bank account.
Tip 7: Monitor your credit reportIt's important to monitor your credit report regularly to make sure there are no errors. You can get a free copy of your credit report from each of the three major credit bureaus once per year. By monitoring your credit report, you can identify and correct any errors that could affect your credit score.
By following these tips, you can get the most out of your Boscov's credit card and save money on your everyday purchases.
To learn more about Boscov's credit cards, visit the Boscov's website or call customer service at 1-800-267-2672.
Conclusion
Boscov's credit cards offer a number of benefits and features that can help you save money and earn rewards. By using your card for all of your purchases, taking advantage of special financing offers, and redeeming your rewards points wisely, you can maximize the value of your Boscov's credit card.
In addition to saving money, Boscov's credit cards also offer a number of other benefits, such as fraud protection, purchase protection, and wide acceptance. These benefits make Boscov's credit cards a valuable addition to any wallet.
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